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Denofio Insurance Agency
Agency Information
FAQ and Links
Contact Us
FAQ and Links

Many people have questions about insurance and their coverage. On this page we will answer some common questions and also provide links to other insurance-related sites.

Here are examples of some common homeowners insurance questions. We will update this page frequently, so be sure to check back!

Q: What is a homeowners policy?

A: A homeowners policy protects your home and personal property against fires, theft and wind storms.  The homeowners policy also contains liability coverage. 

Q: Are all policies alike?

A: No, there are a number of different policies and it is important to choose the one that is right for you.
Q:  Does the homeowners policy cover damage caused by a flood?
A. No, the homeowners policy does not contain flood coverage.  You need to carry a separate Flood Insurance Policy, which we will be happy to write for you.

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Useful Links

Here's a link to a site that discusses insurance issues:

New York State Insurance Department

Here's a link to the company that underwrites many of our policies:

Merchants Insurance Group

If you have an insurance-related question, e-mail us and we'll answer it on this page:

Denofio Insurance Agency

1317 Regent Street * Schenectady, NY 12309 * 518 374-7010